Alex Kholodenko, Certified Social Security Specialist

Meet Alex Kholodenko, a trusted Retirement Risk & Income Strategist and the Founder of Golden Oak Legacy, based in the heart of the San Francisco Bay Area. With over 20 years of diverse experience in life insurance, financial services, and real estate investing, Alex is dedicated to empowering pre-retirees and retirees to navigate the complexities of retirement planning with confidence and clarity.

Alex Kholodenko has earned the National Social Security Advisor (NSSA®) certification, demonstrating advanced expertise in Social Security claiming strategies.

Alex specializes in critical areas such as Social Security strategies, retirement income optimization, risk management, tax efficiency, long-term care planning, and legacy protection. His educational, strategic, and planning-focused approach ensures that clients identify financial blind spots and assess potential risks effectively. By evaluating how various strategies integrate, Alex helps clients achieve reliable income, enhanced protection, and lasting financial stability.

Passionate about making Social Security an integral part of a comprehensive retirement plan, Alex equips clients with the knowledge they need to make informed decisions. His commitment to client education and personalized planning sets him apart as a respected professional in the field.

Based in Redwood City, Alex lives with his wife and their cat, Felix. Outside of work, he enjoys traveling to over 50 countries, exploring music, Broadway shows, and staying active while supporting his favorite sports teams: the 49ers, Sharks, and Warriors. Join the many clients who have benefitted from Alex’s expertise and dedication—secure your financial future today with a trusted advisor who cares.

Contact Alex