President / Owner ZARA Financial Group, ZARA Financial Group
Meet Hilary Zaragoza, the President and Owner of ZARA Financial Group, a trusted retirement advisory firm located in Palm Harbor, Florida. With over a decade of experience as an independent retirement advisor, Hilary provides expert guidance in retirement planning, Medicare services, Social Security information, and wealth strategies tailored to help you secure a prosperous future.
Having lived in this vibrant community for nearly 40 years, Hilary combines local knowledge with a deep understanding of the challenges individuals face when approaching retirement. Inspired by personal experiences helping her parents navigate their own retirement, she is dedicated to offering trustworthy advice and solutions derived from extensive research and a genuine passion for empowering clients.
Having earned the National Social Security Advisor (NSSA®) certification and the IRMAACP™ training in Medicare planning, Hilary Zaragoza is equipped to guide clients through complex Social Security and Medicare decisions.
At ZARA Financial Group, Hilary focuses on building lasting relationships with clients, ensuring they have the necessary tools and information to make informed decisions. Whether you're just starting to think about retirement or are deep into the planning process, you can rely on Hilary’s expertise and commitment to help you achieve your financial goals.
Explore how Hilary Zaragoza and ZARA Financial Group can assist you in a successful retirement journey—experience the peace of mind that comes from working with a respected professional who genuinely cares about your future.
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.

Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.

An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.

The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.