Retirement Specialist, Your Financial Genie
Ilkay Sepulveda is a dedicated Retirement Specialist and the Founder and CEO of Your Financial Genie, based in California. With over 30 years of experience in financial services, Ilkay has successfully guided thousands of families toward realizing their retirement dreams. Her expertise encompasses retirement planning, tax efficiency, healthcare, and legacy planning, making her a trusted advisor for those seeking financial security and confidence in their future.
As a holder of the NSSA® Social Security certification, Ilkay Sepulveda brings specialized knowledge of Social Security planning to every client relationship.
Ilkay adopts a personalized approach to financial planning, empowering clients to make informed decisions that reflect their unique goals and values. She understands that retirement is not just about finances—it's about making life choices that enrich quality of life.
Outside of her profession, Ilkay is a devoted family woman who enjoys traveling, fashion, dancing, and cooking. Her passion for health and wellness is reflected in her active lifestyle, which includes pickleball and fitness routines.
Ilkay Sepulveda is committed to ensuring financial freedom is achievable for everyone she serves, making her a respected and reliable choice for anyone searching for a knowledgeable Retirement Specialist and social security expert in the California market.
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.

Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.

An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.

The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.