Michael Graff, Social Security Planning Consultant
Michael Graff
Investment Advisor Representative, ProIncome
Professional Profile
Michael Graff is a trusted Investment Advisor Representative at ProIncome, bringing over 39 years of invaluable experience in the financial services industry. Located in Walpole, MA, Michael specializes in retirement planning, focusing on helping clients navigate their financial futures with confidence and clarity. As a holder of a Series 65 Securities License, Chartered Financial Consultant, Chartered Tax Advisor, and National Social Security Advisor, he combines deep expertise with a personalized approach to deliver tailored financial solutions.
Since founding ProIncome in 2015, Michael’s mission has been to empower individuals to save effectively for retirement and transition smoothly into a sustainable income plan. He excels in areas including Social Security, pension planning, annuities, IRAs, and employer retirement plans, ensuring that his clients can enjoy predictable and sufficient retirement income.
As a holder of the NSSA® designation in Social Security planning, Michael Graff brings specialized knowledge of Social Security planning to every client relationship.
Michael is also the author of “6 Steps to Retirement,” a comprehensive guide to his proven planning methodology designed to maximize retirement savings and enhance financial management. His logical, step-by-step approach helps clients achieve their desired lifestyles as they approach retirement.
A proud graduate of the University of Massachusetts, Amherst, where he earned his Bachelor of Arts in Political Science with Cum Laude honors, Michael is deeply rooted in his community of Easton, MA. He has been actively involved as a volunteer, youth sports coach, and community leader. Outside of his professional commitments, Michael is a Certified Rider Coach for the Motorcycle Safety Foundation and enjoys exploring the open road as an avid motorcyclist.
For those seeking a reliable and knowledgeable partner in their journey to secure a successful retirement, Michael Graff is a respected professional dedicated to making financial dreams a reality.
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How an NSSA® Certified Advisor Will Help You
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.
Avoid Costly Social Security Claiming Mistakes
Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.
Holistic Retirement Planning
An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.
Guidance You Won’t Get from the Social Security Office
The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.