Meet Brian Kettering, a respected Regional Vice President at Protective Annuities, dedicated to empowering financial advisors across Northern California, Northern Nevada, and the Pacific Northwest. With over 23 years of invaluable experience in the financial services industry, Brian is your go-to expert for retirement income planning solutions, legacy protection strategies, Social Security, and Medicare. His extensive knowledge and commitment to educating both advisors and their clients set him apart as a reliable resource in the complex world of financial planning.
As a holder of the NSSA® designation in Social Security planning, Michael Kettering brings specialized knowledge of Social Security planning to every client relationship.
Born and raised in Northern California and a proud graduate of San Jose State University, Brian embodies the values of his community. He currently resides in El Dorado Hills with his wife and three children, balancing his professional passion with a fulfilling family life. In his downtime, Brian enjoys golfing, tackling home renovation projects, and exploring new destinations with his family. Trust Brian Kettering to guide you in navigating the intricacies of retirement planning and Social Security, ensuring a secure financial future for you and your clients.
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.

Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.

An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.

The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.