Agent / Advisor, VeltenWaterhouse Advisors
Richard Patrick Timm is a highly respected Agent/Advisor at VeltenWaterhouse Advisors, situated in Florida. With a robust background starting as an underwriter in New York City, Richard has cultivated a wealth of experience in the insurance industry, ultimately founding a multi-line insurance agency where he excelled in recruiting and training agents. His passion for helping individuals and families navigate the complexities of Social Security strategizing and wealth management sets him apart as a trusted expert in his field. Richard is committed to empowering clients with tailored strategies that maximize their social security benefits and enhance their financial well-being. Outside of his professional pursuits, Richard enjoys a fulfilling personal life, having been happily married for 39 years and raising two wonderful adult daughters. His artistic background, with a master’s degree in fine art specializing in portraits, reflects his dedication and attention to detail. Additionally, his commitment to fitness and martial arts highlights his discipline and perseverance. Consultants in Florida seeking a reliable and knowledgeable advisor can feel confident in Richard's expertise and dedication to helping clients achieve their financial goals.
Richard, Patrick Timm has earned the National Social Security Advisor (NSSA®) certification, demonstrating advanced expertise in Social Security claiming strategies.
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.

Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.

An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.

The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.