Financial Advisor, Rose Street Advisors
Meet Scott Higgins, a seasoned Financial Advisor at Rose Street Advisors, located in the heart of Southwest Michigan. With over two decades of experience in the financial services industry since 2001, Scott brings a wealth of knowledge and expertise to the table, focusing on Financial Life Planning that emphasizes retirement and income strategies tailored to meet your unique needs.
Scott Higgins has earned the National Social Security Advisor (NSSA®) certification, demonstrating advanced expertise in Social Security claiming strategies.
Scott has been a valuable member of Rose Street Advisors since 2012, offering specialized support to employer-sponsored plans such as 401(k)s, 403(b)s, and 457 plans. His professional designations as an Accredited Investment Fiduciary (AIF) and Certified Financial Planner (CFP) signify his commitment to providing trusted and dependable financial advice that you can rely on.
As a lifelong resident of Southwest Michigan, Scott understands the local financial landscape and is dedicated to helping individuals and families achieve their financial goals. When he’s not working with clients, you can find him enjoying his passions for golfing, hiking, cycling, and traveling—and even pursuing his dream of becoming a private pilot.
Trust Scott Higgins to guide you through the complexities of retirement planning and social security strategies, ensuring a secure financial future for you and your loved ones. Connect with Scott today and take the first step towards a financially sound tomorrow.
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.

Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.

An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.

The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.