Senior Associate Advisor, Next Phase Advisors
Meet Seth Layton, a dedicated Senior Associate Advisor at Next Phase Advisors in Alabama, where he specializes in retirement planning tailored to your unique needs. With a solid background in Finance and Personal Financial Planning from Utah State University, Seth combines his passion for numbers with a genuine commitment to helping families confidently navigate one of life's most significant transitions.
Seth believes that every financial plan is more than just figures; it represents real people, families, and their future concerns. This understanding drives his objective to be a steady and trustworthy guide for those he serves, especially as they approach or enter retirement. His service-oriented approach is mirrored in his active involvement with The Church of Jesus Christ of Latter-day Saints, where he continually seeks opportunities to uplift and support his community.
As a holder of the NSSA® Social Security certification, Seth Layton brings specialized knowledge of Social Security planning to every client relationship.
Born and raised in Huntsville, Seth and his wife, Kristin, are proud to raise their family in the same community he cherishes. When he’s not providing expert guidance on retirement income planning and Social Security strategies, you may find him weightlifting, fishing, or cheering on his children at their sporting events and theater performances. Trust Seth Layton to help you secure your financial future with expertise, care, and longstanding local knowledge.
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.

Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.

An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.

The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.