Terry Higdon, President Specializing in Medicare & IRMAA
Terry Higdon
President, Asset Preservation Group, LLC
Professional Profile
Terry Higdon, President of Asset Preservation Group, LLC in Louisville, KY, brings over 30 years of expertise in retirement, tax, and estate planning to individuals approaching retirement or already enjoying their golden years. With specialized credentials including RFC, CHFEBC, and Series 65, Terry is committed to providing sound financial guidance that helps clients navigate the complexities of their retirement journey.
At the core of Terry’s approach is the proprietary Retirement Made S.I.M.P.L.E.™ process. This innovative framework simplifies retirement planning by ensuring all assets are integrated and working in harmony. By focusing on six key areas—Social Security, income planning, market risk, personal taxes, long-term care, and estate planning—Terry prioritizes tax efficiency and creates tailored strategies that maximize clients' financial well-being.
As an IRMAA Certified Planner (IRMAACP™) program holder, Terry Higdon helps clients navigate Medicare costs and IRMAA surcharges with confidence.
Terry understands that effective planning is not one-size-fits-all. His personal touch, rooted in family values and a genuine commitment to his clients, is reflected in every interaction. As a dedicated husband, father of three, and proud grandfather, he knows the importance of securing a financial future for loved ones. Let Terry Higdon guide you in achieving your retirement goals with confidence and clarity.
Contact Terry
How an NSSA® Certified Advisor Will Help You
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.
Avoid Costly Social Security Claiming Mistakes
Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.
Holistic Retirement Planning
An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.
Guidance You Won’t Get from the Social Security Office
The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.