Todd Valles, Social Security & Medicare Advisor
Todd Valles
IRMAA AND SOCIAL SECURITY INSTRUCTOR, IRMAA CERTIFIED PLANNER
Professional Profile
Todd Valles is a highly respected IRMAA and Social Security Instructor at IRMAA Certified Planner, bringing 38 years of unparalleled experience in the financial services and insurance industry. Based in Pennsylvania, Todd has developed a comprehensive understanding of the complexities surrounding Social Security and Medicare, making him an invaluable resource for individuals seeking guidance on these critical topics.
As a certified professional, Todd Valles has completed the NSSA® designation in Social Security planning and the IRMAA Certified Planner designation, bringing specialized expertise in Social Security and Medicare planning to clients.
With a Juris Doctor degree focused on tax and ERISA, Todd possesses the specialized knowledge necessary to navigate the often confusing landscape of IRMAA (Income Related Monthly Adjustment Amount). He is recognized for his ability to simplify complex concepts, ensuring his clients receive the most beneficial advice tailored to their unique situations.
As a featured speaker at hundreds of events, Todd has earned a reputation as a thought leader in economics, Medicare, IRMAA, and Social Security, sharing insights that empower audiences to make informed financial decisions. Trust Todd Valles to help you understand and maximize your Social Security benefits while effectively managing IRMAA implications, allowing you to secure a financially stable future.
Contact Todd
How an NSSA® Certified Advisor Will Help You
An NSSA® Certified Advisor provides the knowledge and expertise needed to maximize your Social Security benefits and help you achieve a secure retirement.
Avoid Costly Social Security Claiming Mistakes
Navigating Social Security rules can be complex, and even small mistakes can cost you thousands of dollars in lost benefits. An NSSA® Certified Advisor ensures you make informed decisions and avoid costly errors.
Holistic Retirement Planning
An NSSA® Advisor integrates your Social Security strategy with your overall retirement plan, ensuring your assets work together to meet your financial goals and a clearer path to a secure future.
Guidance You Won’t Get from the Social Security Office
The Social Security office provides information but doesn’t offer personalized advice or strategies. An NSSA® Certified Advisor delivers tailored solutions based on your unique circumstances and goals.